Expense Ratio Underwriting
Calculator

Inputs

Underwriting expense ratio (%)
26.666666

Results

Underwriting expense ratio (%)
26.666666
Commission ratio (%)
14.285714
Total expense ratio (%)
40.95238

Insurance and risk results

Underwriting expense ratio (%)26.666666
Commission ratio (%)14.285714
Total expense ratio (%)40.95238

formula-map diagram

Underwriting expense ratio (%)
26.666666
Commission ratio (%)
14.285714
Total expense ratio (%)
40.95238

Coverage and risk relationship

Formula

Expense ratio = underwriting expenses ÷ written premium; commission ratio = commission ÷ written premium

= 26.666666666667

Note

This is generic arithmetic using the amounts, rates and factors you entered. It is not an insurance quote, a policy interpretation, or financial advice. No insurer rate, jurisdiction rule, statutory limit or policy wording is built in. Real premiums and payouts depend on underwriting, your policy's exact terms and exclusions, and applicable regulation; confirm with your insurer or a licensed professional.

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