Deductible Premium Tradeoff Ratio
Calculator

Inputs

Premium difference
600

Results

Premium difference
600
Deductible difference
2,000
Marginal cost per dollar of deductible reduction
0.3

Insurance and risk results

Premium difference600
Deductible difference2,000
Marginal cost per dollar of deductible reduction0.3

formula-map diagram

Premium difference
600
Deductible difference
2,000
Marginal cost per dollar of deductible reduction
0.3

Coverage and risk relationship

Formula

Marginal cost = (premium at low deductible − premium at high deductible) ÷ (high deductible − low deductible)

= 600

Note

This is generic arithmetic using the amounts, rates and factors you entered. It is not an insurance quote, a policy interpretation, or financial advice. No insurer rate, jurisdiction rule, statutory limit or policy wording is built in. Real premiums and payouts depend on underwriting, your policy's exact terms and exclusions, and applicable regulation; confirm with your insurer or a licensed professional.

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